Checking | Savings | Fees & Charges

Checking Accounts

Ideal Banking

• Checking and Savings Account
• $4,000 combined minimum balance - $12.50 if below minimum

Benefits of Ideal Banking:

• Higher interest rates on CD’s
• Rate discount on Consumer Installment loans with auto debit
• Interest paid when minimum balance on checking is $1,500
• Unlimited Check writing
• Combined Monthly Statement
• Free Basic Checks
• Free Cashier’s Checks
•  Free Stop Payments
• Free Online Banking
• Free Online Bill Pay
• Free Debit Card
• Free Traveler’s checks
• Free voice response 394-TECH
• Checking Plus available

Regular Checking

• $100.00 to open
•  Minimum balance of $800.00 – No Monthly Service Charge
• Below $800.00 - $5.00 service charge
• Free Debit Card
• Free Internet Banking
• Free voice response 394-TECH
• Online Bill Payment available
• Checking Plus available
• Seniors 60 or older monthly service charge is waived

Basic Checking

• No minimum balance
• No monthly service charge
• Monthly electronic statement through internet banking
• Free Debit Card
• Free Internet banking
• Free voice response 394-TECH
• Online Bill Payment available
• Checking Plus available
• Great for Students

Checking Plus – Can be added to any checking account for $5.00 per month

• $10,000 Accidental Death & Dismemberment Insurance
• $2,500 Identity Theft Insurance
• Credit Alert Monitoring
• Everyday Rebates (up to $40.00)
• Cash Rewards (Cash back on online debit card purchases)

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