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Checking | Savings | Fees & Charges

Checking Accounts

Advantage Checking

  • $100.00 to open
  • Basic Club - $9.75 per month 
  • Family Club - $11.00 per month 
  • Exempt fees for Travelers Checks, Money Orders, and Cashier’s Checks
  • Free Checks –  600 per year
  • Debit cards available 
  • Internet banking with Online Bill Payment available

Regular Checking

  • $100.00 to open
  • Above $800.00  – No Monthly Service Charge 
  • $700.01 to $800.00 – $6.00 per month
  • $600.01 to $700.00 – $7.00 per month
  • $500.01 to $600.00 – $8.00 per month
  • $    0.00 to $500.00 – $9.00 per month
  • Debit cards available
  • Internet banking with Online Bill Payment available  

Teche Direct CheckingCustomers needing an account for direct deposit of government checks.

  • No minimum balance required
  • No statements are mailed
  • Account clears monthly
  • $1.00 per item charge in excess of 2 withdrawals per month

Student Plus CheckingCustomers enrolled in High School or College

  • No minimum amount to open
  • Monthly Service Charge  Waived Until Graduation on annual basis
  • Internet banking with Online Bill Payment available   

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60 Plus checking

  • 60 Years of age or older
  • No minimum balance
  • No Monthly Service Charge
  • Debit Cards Available
  • Internet banking with Online Bill Payment available  

NOW Account

  • $800.00 to open
  • Above $800.00 – No Monthly Maintenance Charge
  • $800.00 or below – $6.00 fee
  • Interest Accrues On Collected Balance – Paid Monthly
  • Checks in Excess of 20 – .15 per item
  • Internet banking with Online Bill Payment available 

Money Market Account

  • $1,000.00 to open
  • Above $1,000.00 – No Monthly Maintenance Charge
  • $1,000.00 or below – $6.00 fee
  • Interest Accrues On Collected Balance – Paid Monthly
  • 3 checks and 3 transfers allowed along with unlimited over the counter transactions in one statement cycle
  • $20.00 charge per item in excess of allowable transactions

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Identity Theft