|
Checking | Savings
| Fees & Charges
Savings Accounts
Ideal Savings Account – must have an Ideal checking account
- Earns higher interest than a regular savings account
- Interest paid and credited to your account monthly
- Combined statement with Ideal Checking
- 2 withdrawals per month. $2.00 per withdrawal/transfer thereafter
- See benefits of Ideal Checking
Regular Savings Account
- $100.00 is required to open savings accounts
- $5.00 monthly fee if balance falls below $100.00
- Interest paid and credited to your account quarterly
- Statements printed quarterly unless you have an EFT then a snapshot statement will be sent for that month
- Allowed 3 withdrawals per quarter. $4.00 per withdrawal/transfer thereafter
Minor Savings Account
- Must be less than 18 years of age
- Interest paid and credited to your account quarterly
- Statements printed quarterly unless you have an EFT then a snapshot statement will be sent for that month
- Allowed 2 withdrawals per quarter. $6.00 per withdrawal/transfer thereafter
Christmas Club Account
- $10.00 is required to open account
- No service charge
- For your convenience we offer automatic transfers from your checking account
- Checks are issued last day of October
Vacation Club Account
- $10.00 is required to open account
- No service charge
- For your convenience we offer automatic transfers from your checking account
- Checks are issued last day of April
Money Market Account
- $1,000.00 to open
- Above $1,000.00 – No Monthly Maintenance Charge
- $1,000.00 or below – $6.00 fee
- Interest Accrues On Collected Balance – Paid Monthly
- 6 debits per month allowed via check, telephone, or internet banking
- Over the counter (in person) transactions are not limited
- $20.00 charge per item in excess of allowable transactions
return to the top
|